Credit card fraud is growing over the Internet, email, traditional mail, and telephone. “Phishing” is when scammers send out fraudulent emails asking for your personal information, such as your credit card number or bank account number. Never respond to these—delete them immediately.
In a similar phishing scam, someone may phone you pretending to be your bank, the fraud department of your credit card company, or another organization, and may ask to “verify your information” or “verify you are in possession of your card.” They often ask for your 3-digit verification code on the back of the card or ask for the first 12 digits of your card (they may already have the last 4 digits from a discarded receipt). Reputable companies do not call and ask for this information. If you did not initiate the call, do not give them any information and hang up immediately.